The First Entry

Since this is my first entry, I will give a little back ground for those of you who don't know me or even those who think you do. I am 34, married to a wonderful man, and have the best kid any mom could ask for. We have been married for a little over 8 years, and together for a little over 9; we were married a year to the day we met. We have been blessed to be parents for almost 6 years, he will be 6 in 30 days!!! We have 5 dogs, yeah that is 20 feet, and we love all the individual personalities they have.

I made the decision to pursue the LAP BAND procedure in October 2007. I did lots of research about the procedure as well and what the insurance would cover before I mentioned it to anyone, I wanted to make this decision for ME and ME alone. Is that wrong? But it is not solely for me. See this past fall I have the chance to coach my little boys flag football team. That was an experience...and it helped set me up for this! We only played 1/2 field, but I could barely run that to keep up with the kids, and my son wants me to coach next year, they will be playing full field then. So for the men in my life I knew I needed to do this, as a very dear friend told me one time - A healthy wife/mother makes for a heathly family - Thanks K-Wils

So I talked with my husband and he was behind me totally. Did I mention how wonderful and supportive he is? So he says to go for it. Now the beginning of this process will take more that just one blog to bring you up to speed where I am at now.

I contacted a doctors office, set up the appointment and then they contacted the insurance. The doctors office is not covered. AND of course that is all they tell me, they don't give me any other information...but they would be more than happy to set up some financing for me...HELLO if insurance will cover why am I going to do that...NEXT STEP

I was give the name to one of those ONE STOP SURGERY PLACES. I am not going to totally bad mouth this place (True Results). They did the same thing...the insurance does not cover this...so here are our financing options.

Now I am going to stop there and post some Public Service Advice.
1. Contact your HR Dept at your employer & the Ins Co
2. Find out the requirements from your Ins Co to get the ball rolling
3. Check to see what the Ins Co requirements for the location & Dr are
4. How much to they cover
5. Get the names of everyone you talk to at the Ins Co
6. Write down or print out as much as you can
7. Make a folder to keep all of your info together
*If you do not have all of your ducks in a row and the claim is denied the 1st time it is harder to get approval. I have been told this by my doctors office and the Ins Co